Terms of Service
These terms govern access to Way To Payments software, APIs, dashboards, integrations, and workflow-management tools.
1. Technology services
Platform VR Inc., operating Way To Payments, provides payment technology, software, integration, routing, monitoring, analytics, and workflow-management services. The platform may support merchant onboarding tools, document collection, MID and PSP configuration, payment-request routing, smart routing, cascading, retry logic, 3DS orchestration, fraud-tool integrations, reporting, APIs, SDKs, webhooks, CRM functions, and white-label interfaces.
Way To Payments does not provide regulated payment services and does not act as an acquirer, payment institution, electronic money institution, bank, Merchant of Record, or custodian of funds. It does not receive, hold, settle, or distribute customer or merchant funds.
2. Licensed third-party providers
Payment authorization, processing, acquiring, KYC verification, settlement, payouts, and issuance of regulated financial products are performed directly by independent licensed PSPs, acquirers, banks, verification providers, or other relevant providers under their own agreements and rules. Approval, availability, pricing, settlement timing, and acceptance decisions are made by the relevant licensed provider or merchant.
Users must maintain valid agreements and credentials with their selected providers and comply with applicable law and provider rules.
3. Accounts, onboarding, and security
Users are responsible for accurate account information, secure API credentials, authorized configurations, and the legality of data and instructions submitted to the platform. KYC and onboarding functions are document-collection, workflow, and integration tools. Unless expressly agreed and legally permitted, Way To Payments does not make regulated merchant-approval or identity-verification decisions.
4. Technology fees
Fees charged by Way To Payments are for software subscriptions, platform access, API usage, implementation, customization, maintenance, or support, as stated in an order form. Fees for acquiring, payment processing, settlement, payouts, chargebacks, or other regulated services are determined and charged by the applicable third-party provider.
5. Availability and third parties
The software is provided on an “as is” and “as available” basis. Third-party provider decisions, downtime, declined transactions, settlement, reserves, chargebacks, and regulated services are outside our control. We do not guarantee payment acceptance or provider approval.
6. Intellectual property and acceptable use
Way To Payments and its licensors retain rights in the platform, documentation, and technology. Users receive a limited right to use the services for authorized business purposes and may not misuse, reverse engineer, unlawfully access, or use the platform for prohibited activity.
7. Liability, termination, and law
To the extent permitted by law, aggregate liability relating to the technology services is limited to fees paid to Way To Payments during the twelve months before the event giving rise to the claim. Delaware law governs unless a written agreement states otherwise.
Effective date: August 14, 2026. Questions: [email protected].